Quick answer — GEPCO bill check
Go to echeckbills.pk/gepco-bill-check, enter your 14-digit GEPCO reference number (top-right corner of any previous bill, labelled Ref. No.) and click Check Bill. Your bill appears in a few seconds — units consumed, amount payable, due date, and arrears. Download a free duplicate PDF from the same page. No login. No charge.
If you're in Gujranwala, Sialkot, Gujrat, Narowal, Hafizabad or Mandi Bahauddin, GEPCO is your electricity company. This guide walks through the complete GEPCO bill checking process — from finding your reference number to understanding why your bill spiked this month. Everything specific to GEPCO, not a generic bill-checking tutorial.
How to check your GEPCO bill online — 4 steps
You need exactly 1 thing: your 14-digit GEPCO reference number. That's it.
Go to echeckbills.pk and select GEPCO. Open echeckbills.pk/gepco-bill-check on any phone or computer. No app to download, no account to create.
Enter your 14-digit reference number. Type it exactly as printed on any previous GEPCO bill — no spaces, no extra characters. One wrong digit returns nothing or loads a different account entirely.
Click Check Bill. Your full bill details load in a few seconds directly from Pakistan's official PITC gateway — the same source JazzCash and HBL use when processing your payment.
Download your free duplicate PDF. Click Download Duplicate Bill. A print-ready PDF generates instantly — free. Accepted at all GEPCO franchise offices, bank branches, and NADRA e-Sahulat centers across all 6 districts.
Save your reference number right now
Add it to your phone contacts under "GEPCO Ref" or screenshot it from your last bill PDF. You need it every month to check your bill, pay, and file complaints. It stays the same for the lifetime of the connection.
What is the GEPCO reference number — and where to find it
The GEPCO reference number is a 14-digit permanent connection ID. It's printed in the top-right corner of every GEPCO bill, labelled "Reference No." or "Ref. No."
It never changes. January 2020 bill and August 2026 bill — same number. That permanence is what makes it useful for checking, paying, and disputing across any month.
Can't find it? 4 places to look
Any older paper bill — same number on every monthly statement. Check a drawer or file where you keep household paperwork.
JazzCash or EasyPaisa payment history — the reference number is stored with every bill payment transaction. Open the app, find a previous GEPCO payment, and the reference is there.
Bank bill payment history — HBL, Meezan, MCB, and UBL all store reference numbers with past utility payments.
⚠ Meter number ≠ reference number. These are different identifiers. The meter number is printed on the physical meter box itself. The reference number is on the bill. If the GEPCO bill check form asks for a 14-digit reference number, enter the one from the bill — not from the meter box.
GEPCO coverage — all 6 districts and major cities
Gujranwala
GEPCO headquarters city · Industrial hub
Sialkot
Export zone · Surgical instruments, sports goods
Gujrat
Electronics and furniture manufacturing city
Narowal
Border district · Agricultural and residential
Hafizabad
Chenab River belt · Cotton and rice belt
Mandi Bahauddin
Agro-industrial district · Livestock region
How to download a free GEPCO duplicate bill
A duplicate bill is an official copy of your current GEPCO bill. Banks, GEPCO franchise offices, and NADRA e-Sahulat centers all accept it as a valid payment document — exactly the same as the original printed bill delivered to your address.
Enter your 14-digit GEPCO reference number.
Click Check Bill — full bill details appear in just a few seconds.
Click Download Duplicate Bill — a PDF generates instantly at no charge.
Print it in black-and-white or pay from the digital copy directly via JazzCash, EasyPaisa, or any bank app using the reference number.
Keep a monthly digital archive
Save each month's PDF with the month in the filename: "GEPCO-Aug2026.pdf." If you need to dispute a meter reading 4 months from now, or prove you paid during a specific period, you have documented history. Most billing disputes require showing 2-3 months of comparison.
What every line on your GEPCO bill means
Most people scroll to the total and close the app. That works fine until the total jumps Rs. 2,000 and you have no idea why. Every line matters.
Bill line | What it means | What to check |
|---|---|---|
Reference No. | 14-digit permanent connection ID.. | Save in phone — never changes. |
Consumer name and address. | Account holder details | Confirm it's your account before anything else. |
Tariff category. | A-1P (protected) or A-1 (unprotected). | Check this monthly — a switch costs Rs. 2,000+ |
Previous meter reading. | Reading at start of billing cycle. | Subtract from current to verify units yourself. |
Current meter reading. | Reading at end of billing cycle. | Compare to your meter photo. |
Units consumed. | kWh used this billing period. | The number that drives your tariff slab. |
Energy charges. | Units × NEPRA slab rate. | Verify using the GEPCO bill calculator. |
FPA / FCA / FAC. | Monthly fuel adjustment — variable | Can add Rs. 450–2,040 on 300 units alone. |
NJ Surcharge. | Neelum-Jhelum hydro project levy | Rs. 0.10/unit — standard NEPRA levy, not an error. |
FC Surcharge. | Circular debt bank repayment levy | Rs. 0.43–3.23/unit — standard NEPRA levy. |
Electricity Duty | 1.5% provincial tax on energy charges | No GST on this line |
GST (17%) | Applied on energy + FPA + NJ + FC surcharges | Does not apply to PTV fee or fixed charges |
PTV licence fee | Rs. 35/month flat for all residential | No GST — not an error |
Arrears | Unpaid balance from previous months | Compounds at 10% if not cleared — never ignore |
Due date | Payment deadline | Pay 2 days early — online payments take 2–4 hours |
After-due-date amount | Total with 10% late surcharge calculated | Your bill already shows you exactly what late payment costs |
How your GEPCO bill is calculated — worked rupee example
A 300-unit GEPCO household in Gujranwala, unprotected tariff (A-1), August 2026. All figures are illustrative — verify your actual bill at echeckbills.pk and check current rates at nepra.org.pk.
📊 GEPCO — 300 units — Gujranwala — Unprotected — August 2026 (Illustrative)
Energy charges: 300 units × Rs. 26.50/unit (approx. 201–300 unprotected slab)Rs. 7,950
Fixed monthly charge (201–300 slab, single-phase)Rs. 150
FPA — 300 units × Rs. 4.50/unit (example — check FPA Tracker for actual)Rs. 1,350
FC Surcharge — 300 units × Rs. 3.23/unit (circular debt levy)Rs. 969
NJ Surcharge — 300 units × Rs. 0.10/unit (Neelum-Jhelum levy)Rs. 30
Electricity Duty — 1.5% × Rs. 7,950 (provincial tax, no GST)Rs. 119
GST 17% on: energy Rs. 7,950 + FPA Rs. 1,350 + FC Rs. 969 + NJ Rs. 30 = Rs. 10,299Rs. 1,751
PTV TV licence fee (flat, no GST)Rs. 35
Total payable before due date≈ Rs. 12,354
⚠ Illustrative only. Slab rate and FPA change with each NEPRA determination. Verify your actual bill at echeckbills.pk.
The base energy charge is Rs. 7,950. Taxes, surcharges, and FPA add Rs. 4,404 on top — a 55% increase on the base. This gap explains why the final number always looks much larger than "units times rate."
Use the free electricity bill calculator to estimate your GEPCO bill before it arrives. Plug in your units, select GEPCO and add the current FPA from the FPA Tracker.
What is FPA or FCA on your GEPCO bill?
FPA (Fuel Price Adjustment) — also printed as FCA (Fuel Cost Adjustment) or FAC (Fuel Adjustment Charge) on some GEPCO bills — is a monthly per-unit charge set by NEPRA.
It corrects for the difference between the reference fuel cost built into the base tariff and what electricity generation actually cost that month. When fuel was expensive — especially in summer when gas-fired plants run hard to meet AC demand — FPA is positive and adds to your bill. In monsoon months when hydropower is high, FPA can be negative and reduces your total slightly.
In 2026, monthly FPA values have ranged from approximately Rs. 1.50 to Rs. 6.80 per unit. On a 300-unit GEPCO bill, that's Rs. 450 to Rs. 2,040 purely from FPA — with identical consumption. This single variable accounts for most "same usage, bigger bill" complaints.
Track next month's FPA now
NEPRA announces the monthly FPA around the 15th of each month. Check the current figure before your bill arrives at the FPA Tracker. You'll know what's coming before the bill lands.
Why your GEPCO bill is higher this month
The total jumped. Your usage didn't obviously change. Here's what actually happened.
Tariff slab boundary crossing
Pakistan's electricity pricing has a hard cliff at 200 units per month. If you consumed 192 units last month and 215 this month, you crossed from the protected to the unprotected slab. The higher rate now applies to all 215 units, not just the extra 23. That boundary crossing alone can add Rs. 2,000–4,500 on one bill — just from 23 extra units.
And the locked-in rule: if you exceed 200 units in any single month, NEPRA regulations classify you as unprotected for the following 6 months. One hot Sialkot July can cost you higher rates through January.
FPA change
NEPRA's monthly fuel adjustment varies independently of your consumption. A shift from Rs. 2/unit to Rs. 6/unit on a 400-unit bill adds Rs. 1,600 — before GST (which also runs on FPA). Same meter reading, much larger bill. Track it at the FPA Tracker before your bill arrives.
Arrears from a previous late payment
If you paid last month's bill after the due date, a 10% late surcharge was added. That combined amount carries forward as arrears on this month's bill. Pay before the due date — the bill already prints both amounts (before and after date) so you know exactly what late payment costs.
Estimated meter reading
GEPCO meter readers occasionally use estimated readings when they can't access the meter — then correct it the following month. If the correction adds units from the previous undercount, this month's bill looks inflated. Compare both months' meter readings to the photos you should be taking on the 1st and 15th of every month.
GEPCO bill not showing? 6 things to check
The bill didn't load. Before calling anyone, run through these 6 checks in order.
Check 1
Re-read the reference number digit by digit
Most common cause by farHold your paper bill and compare each of the 14 digits to what you typed. Zeros vs Os, 1s vs 7s, 8s vs 3s — all easy to confuse on a printed bill. One wrong digit is why most bill checks fail.
Check 2
Confirm you selected GEPCO
Wrong DISCO selectedLESCO and FESCO references won't work on the GEPCO page. Check the provider name on your previous bill — not the city name. Some Gujranwala-boundary addresses fall under LESCO territory.
Check 3
Try again in 30 minutes
Peak billing hoursThe PITC gateway and official DISCO portals slow significantly on the 5 days before monthly due dates — particularly 11am to 2pm. echeckbills.pk uses server-side caching to stay fast, but if the underlying gateway is congested, wait and retry.
GEPCO's billing cycle means due dates cluster at certain times. Late afternoon and evening are usually faster for online bill checks.
Check 4
Check you're not using the meter number
Different identifiersThe meter number (printed on the physical meter box) and the reference number (printed on the bill) are different. Use only the reference number from the bill — the one labelled "Ref. No."
Check 5
Bill may not be generated yet
Billing cycle timingGEPCO generates bills on different dates for different areas within each district. If you're checking before your billing cycle's generation date, the current month's bill simply isn't in the system yet. Your previous month's bill will still load.
Check 6
Call GEPCO helpline: 055-111-000-020
If all else failsGive your address or meter number. They'll confirm your reference number and billing status. For power faults call 118 — 24 hours, any area.
How to pay your GEPCO bill online
After checking your bill at echeckbills.pk, paying takes 2–3 minutes using any of these methods. All use your 14-digit GEPCO reference number.
Payment method | How to access | Fee | Reflected in GEPCO system |
|---|---|---|---|
JazzCash | App → Bill Payments → Electricity → GEPCO | Free | 2–4 hours |
EasyPaisa | App → Utilities → Electricity → GEPCO | Free | 2–4 hours |
Raast (SBP) | Any bank app → Raast → Bill Payment → GEPCO | Free | Instant |
HBL Internet Banking | Pay Bills → Electricity → GEPCO | Free | Same day |
Meezan Bank (M-Net) | Bill Payments → Utility → GEPCO | Free | Same day |
1-Link ATM | Bill Payments → Electricity → GEPCO | Rs. 20 | Same day |
GEPCO franchise office | Show duplicate bill or give reference number | Free | Immediate |
Nadra e-Sahulat | Present reference number or duplicate bill | Free | Same day |
Pay 2 days before the due date. Online payments take up to 4 hours to reflect. A bank maintenance window or mobile data issue on due-date morning can push you past the deadline and add 10% to your bill. The duplicate bill from echeckbills.pk shows the due date clearly — set a phone reminder the day you check.
How to dispute a GEPCO billing error
Pay the bill first. Every time, without exception. Withholding payment to protest a billing error adds a 10% late surcharge to an existing problem. Pay, keep the payment receipt, then file the dispute.
GEPCO billing dispute process
Step 1 — Call 055-111-000-020. Give your 14-digit reference number and describe the specific issue — wrong meter reading, incorrect tariff category, unrecognised arrears. Note the complaint reference number they assign.
Step 2 — Visit your GEPCO subdivision office. Bring: your CNIC, the disputed bill (downloaded from echeckbills.pk as a PDF), a photo of your actual meter showing the correct reading, and your payment receipt for the disputed amount.
Step 3 — Escalate to NEPRA after 30 days. If GEPCO doesn't resolve within 30 days, file at NEPRA's consumer complaint portal. NEPRA can compel GEPCO to respond and issue corrections.
GEPCO helpline and all 11 DISCO numbers — 2026
For power faults, call 118 from any area — 24 hours across all DISCOs.
GEPCO
Gujranwala, Sialkot, Gujrat, Narowal, Hafizabad, Mandi Bahauddin
055-111-000-020
MEPCO
South Punjab (Multan, Bahawalpur, DG Khan)
061-111-000-020
LESCO
Lahore, Sheikhupura, Kasur, Nankana Sahib
042-111-000-020
FESCO
Faisalabad, Jhang, Toba Tek Singh, Chiniot
041-111-000-020
IESCO
Islamabad, Rawalpindi, Attock, Chakwal
051-111-000-020
PESCO
Settled KP — Peshawar, Mardan, Swat
091-111-000-020
HESCO
Interior Sindh — Hyderabad, Sukkur
022-111-000-020
SEPCO
Rural lower Sindh — Thatta, Badin
021-111-000-020
QESCO
All Balochistan — Quetta, Turbat, Gwadar
081-111-000-020
TESCO
Merged tribal KP — Khyber, Bajaur
091-111-786-786
HAZECO
Hazara — Abbottabad, Mansehra, Haripur
0992-111-000-020
Power Fault
Any DISCO — 24 hours nationwide
118
Frequently asked questions
GEPCO bill check — common questions
How do I check my GEPCO bill online in 2026?
Go to echeckbills.pk/gepco-bill-check, enter your 14-digit GEPCO reference number and click Check Bill. Your bill appears — amount payable, due date, units consumed and arrears. Download a free duplicate PDF.
What is the GEPCO reference number and where do I find it?
A 14-digit permanent account ID printed in the top-right corner of every GEPCO electricity bill, labelled "Reference No." or "Ref. No." .
Which cities and districts does GEPCO serve?
GEPCO (Gujranwala Electric Power Company) covers Gujranwala, Sialkot, Gujrat, Narowal, Hafizabad and Mandi Bahauddin.
How do I download a free GEPCO duplicate bill?
Check your bill at GEPCO online bill using your reference number, then click Download Duplicate Bill. A free PDF generates instantly. Print it in black-and-white and pay online or near related shop.
Why is my GEPCO bill higher this month?
Three most common causes: (1) tariff slab boundary crossing — going from 195 to 215 units puts all 215 units on the unprotected rate, adding Rs. 2,000–4,500 immediately. (2) FPA jump — NEPRA's monthly fuel adjustment can swing Rs. 1,000–2,000 on a 300-unit bill independently of your consumption. (3) Arrears from a previous late payment compounding with a 10% surcharge. Check and compare both months at echeckbills.pk.
What is FPA on a GEPCO bill?
FPA (Fuel Price Adjustment) — also written as FCA or FAC — is a monthly per-unit charge set by NEPRA based on actual electricity generation fuel costs. In 2026 it has ranged from Rs. 1.50 to Rs. 6.80 per unit. On a 300-unit GEPCO bill, that's Rs. 450 to Rs. 2,040 purely from FPA. Track the current month's figure at the FPA Tracker before your bill arrives.
Can I use my meter number to check a GEPCO bill online?
No. The meter number (on the physical meter box) and the reference number (on the bill) are different identifiers. The GEPCO online bill check requires the 14-digit reference number — specifically the one printed on your bill under "Ref. No." or "Reference No."
What are arrears on my GEPCO bill?
Arrears are an unpaid balance from a previous billing period carried forward to the current bill. If you paid last month's bill after the due date, a 10% late surcharge was added, and that total now shows as arrears. Pay the full amount including arrears before the current due date — arrears compound each month they're ignored.
GEPCO bijli bill online check kaise karein? (Roman Urdu)
echeckbills.pk/gepco-bill-check par jayen. GEPCO already select hoga — apna 14-digit reference number enter karein. Ye number purane bill ke upar right side pe "Ref. No." ke naam se hota hai. Check Bill click karein — aapka pura bill kuch second mein aa jaata hai. Units, amount, due date, arrears sab dikhe ga. Duplicate bill PDF bhi free mein download hoti hai. GEPCO helpline: 055-111-000-020.
Is echeckbills.pk an official GEPCO website?
No. echeckbills.pk is an independent third-party platform, not affiliated with GEPCO, NEPRA, PITC or any government body. Bill data comes from the official PITC gateway — the same source JazzCash and HBL use. For billing disputes and official complaints, contact GEPCO directly at 055-111-000-020 or escalate to NEPRA after 30 days at nepra.org.pk/complaintsregulatory.aspx.
,Sources and verification
Tariff rates, FPA values, and GEPCO billing policies change with NEPRA notifications. Always verify current rates and procedures directly.
NEPRA (National Electric Power Regulatory Authority) — official source for tariff determinations, FPA notifications, and consumer complaint portal.
PITC (Pakistan Information Technology Company) — central billing data gateway for all 11 DISCOs, including GEPCO.
Power Division, Government of Pakistan — electricity sector policy and DISCO governance.
GEPCO — for current service territory, franchise office locations, and account-level disputes: helpline 055-111-000-020.